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Juro de empréstimo para consumidor é o maior desde novembro de 2003

Juro de empréstimo para consumidor é o maior desde novembro de 2003

Em abril, taxa ficou em 7,95% ao mês, segundo pesquisa da Anefac.
Taxa de juros para pessoa jurídica também subiu, para 4,58% ao mês.

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A taxa de juros média para pessoa física de 7,89% ao mês em março para 7,95% ao mês em abril. Segundo pesquisa da Associação Nacional dos Executivos de Finanças (Anefac), esse é o maior valor desde novembro de 2003.
Das seis linhas de crédito analisadas (juros do comércio, cartão de crédito rotativo, cheque especial, CDC-bancos-financiamento de veículos, empréstimo pessoal-bancos e empréstimo pessoal-financeiras), todas ficaram mais altas.
Para as pessoas jurídicas, a taxa média de juros subiu de 4,50% ao mês em março para 4,58% ao mês em abril – a maior desde fevereiro de 2005.
Das três linhas de crédito pesquisadas, todas tiveram seus juros reajustados no mês.
As elevações podem ser atribuídas a fatores “ao cenário econômico que aumenta o risco do crescimento da inadimplência…ao crescimento dos índices de desemprego… e às expectativas para 2016 serem negativas”.
“As perspectivas para os próximos meses não são animadoras, tendo em vista o cenário econômico atual, que aumenta o risco de elevação dos índices de inadimplência, a tendência é de que as taxas de juros das operações de crédito voltem a ser elevadas nos próximos meses”, disse o diretor-executivo de estudos da associação, Miguel José Ribeiro de Oliveira.
Fonte: http://g1.globo.com/economia/seu-dinheiro/noticia/2016/05/juro-de-emprestimo-para-consumidor-e-o-maior-desde-novembro-de-2003.html

A Live Office é especialista em diminuir os juros abusivos em empréstimos e financiamentos. Fazemos a negociação de contratos para economizar dinheiro analisando os juros embutidos nas parcelas. A Consultoria Financeira da Live Office  vai demonstrar os juros abusivos e levantar o valor correto das parcelas do contrato. Busca e apreensão nunca mais. Converse com a Live Office e resolva esse problema. 
Somos especialistas em resolver problemas com qualidade no atendimento e muitas dicas de economia. 
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